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U.S. COMMERCE EQUIPMENT FINANCE LLC

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With more than 50 years combined experience in leasing, U.S. Commerce offers a variety of leasing structures deigned to free up operating capital and provide flexibility for expansion.

BENEFITS OF LEASING

50 YEARS OF FINANCIAL EXPERIENCE

U.S. Commerce brings together a team of professionals, all with a wealth of experience and financial acumen. It is our fiduciary responsibliity to understand the special needs of your industry and business-to provide flexibility while helping clients keep pace with the ever changing business climate.

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WHY LEASE?In today’s troubled economy, it just makes sense to lease rather thanpurchase. Growing companies need cash flow…established companiesneed to be able to upgrade equipment on a regular basis. Leasing offersbusinesses, governments, and schools an affordable alternative to securethe equipment they need to operate efficiently…and leasing offers buyersof equipment additional benefits:

Business conditions help determine the structure of the lease, i.e., cash flow, specific equipment needs, tax scenario, etc. A good lease should give you the flexibility to grow and work within budget limitations.

Rather than restricting working capital to purchase major equipment, leasing enables clients to use their working capital for growing and operating their business. Leasing helps preserve cash.

Leasing may offer significant tax advantages. Depending on the structure, the lease may be treated as off balance sheet financing and the lease payments may be deducted in full as any other business expense. (Please consult your tax advisor).

If purchasers are considering equipment which is frequently upgraded, it makes sense to lease that equipment. In addition, the worries and risks of ownership belong to the lessor, and at the end of the lease, you have the opportunity to replace worn or obsolete equipment.

Leasing costs remain the same regardless of price increases. Also, lease terms are usually longer than traditional financing, offering you an extended payment with today's dollars.We've built our reputation on years of attentive personal service along with competitive rates, flexible payment plans and quick credit decisions. These are benefits that help you satisfy your customers, and aid them in growing and upgrading their business.



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